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Buyers Guide
Many Brazil banks have ATMs enabling you to withdraw foreign currency during your stay in Brazil. If you have a Brazilian bank account, you are advised to compare commission rates for money transfers to and from Brazil as these will vary. In most Brazilian banks you will find some English speaking employees, particularly in the foreign exchange section of the bank. Although Brazil is predominantly a cash economy, the use of debit and credit cards is on the increase. The development of consumer services such as debit and credit cards is an ongoing procedure, while today personal cheques are almost unknown as a method of payment for locals. Cheques and credit cards are mainly used by foreigners. Debit card payments are commonly accepted in hotels, many retail chains and fuel stations. Comprehensive medical and travel insurance is strongly recommended before travelling to Brazil. Many Brazilians prefer to take out a private health insurance plan and there are plenty available, including BUPA. You should contact your GP for advice on recommended vaccinations which depend upon which areas of Brazil you intend to visit. Malaria is a risk in some northern parts of Brazil and you are advised to minimise exposure to mosquito bites by covering up and using repellents. Tap water is heavily treated in most cities giving it a rather chemical taste but it is safe to drink, provided it has been passed through a charcoal filter system. It is best to check with the hotel or restaurant management before drinking tap water. Tap water in remote areas can be unsafe even if filtered so you are advised to stick to bottled mineral water, which is widely available. Medical/dental care in Brazil is generally considered to be good, especially in capital cities. The INSS (National Institute for Social Security) is the national social security system and all workers and their employers make compulsory contributions to the system, giving them the right to medical services and eventually a pension. The healthcare service varies in efficiency according to city and district and you will hear reports of long queues and other stories of prompt treatment. Municipal hospitals are widely available, which provide free treatment including emergency services to everyone. With the more stable economy, medical plans have improved, and private pension plans are now available. One major difference when comparing to other healthcare systems is that you do not always have to go through your GP to receive a specialist consultation.
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